PM Kisan Ekyc

PM Kisan Ekyc

The PM kisan is a federal-state government project that provides 6000 rupees annual income aid, and the easy installment makes it easy to repay. The availing amount from kisan scheme you can pay it in 1 year these installments have three equal sectionings that you can pay easily.

People looking to avail of this service must complete the KYC assignment in sequence to get all the benefits from this scheme. In this tutorial, we will guide you about pm kisan ekyc. Keep reading this article to know more about prime minister kisan ekyc.

PM Kisan Ekyc
PM Kisan Ekyc

PM Kisan Ekyc:

eKYC is a paperless KYC verification process that uses the UIDAI (Unique Identification Authority of India) database. Customers just need this, coupled with a registered cellphone number (in most circumstances), to complete KYC requirements.

What Are The Different Kinds Of Ekyc?

As mentioned in the previous section, the UIDAI database currently contains a large number of identifying details. Service providers obtain this information and use it to validate consumer KYC in order to complete eKYC.

There are several methods for doing eKYC. The step that permits service providers to obtain client information is what distinguishes these various techniques.

Online eKYC techniques employ biometrics or an OTP for authentication, whereas offline solutions use XML files and QR codes for customer confirmation before retrieving information. The many forms of eKYC are as follows:

1. Otp Verification Process:

The consumer must first register their cellphone number in order to use OTP-based Aadhaar authentication. The consumer initially consents to the procedure and generates an OTP, which is transmitted to their Aadhaar-registered cellphone number during Aadhaar eKYC on a verification platform.


The customer’s Aadhaar is validated after inputting this OTP, and the identifying information in the UIDAI database is sent to the service provider for verification.

2. Authentication Using Biometrics:

A scanner is used to acquire fingerprints or a retina image in the event of biometric authentication. These are forwarded to UIDAI and compared to the biometric information recorded in the customer’s Aadhaar number.


Once the match is confirmed, UIDAI delivers the customer’s identifiable details to the confirmation service provider, who verifies it.

3.Xml File For Aadhaar:

The eKYC may also be done offline with the use of an XML file. To receive their unique XML file, the customer must first go to the UIDAI website and complete the Offline eKYC form.


Name, date, and place of birth, nationality, residence and other demographic data will be included in this file. Service providers may read the Aadhaar XML file, which is used to extract the validating information needed for eKYC.

4. Qr Code:

If you have an Aadhaar card, you’ve probably noticed the QR code on it. This Barcode is one-of-a-kind and readable by machines.


It comprises the demographic data necessary for eKYC completion and may be read by barcode scanners to extract data that is then utilized for Aadhaar authentication.


While the Aadhaar program was established primarily to help India move toward total digitization, it has proven to be incredibly effective in ensuring KYC compliance.

We ho you will find this tutorial about pm kisan ekyc useful if you have any kind of relevant queries about this post, then please post your comment below.


What are lower operational expenses?

The use of Video KYC for KYC verification has coincided with significant cost savings in onboarding and verification. Due to the digital nature of Vision KYC, SignDesk’s clients have witnessed up to a 90% decrease in operational expenses.

What is reduced KYC turnaround time?

KYC verification, which includes client identity and document verification, can take anywhere from 10 to 20 days. Video KYC eliminates manual and paper-based inefficiency, resulting in a considerable reduction in client KYC turnaround time.

Leave a Reply

Your email address will not be published.